Short-Term Medical Insurance: A Step Forward for Health Choice
Read the full document (PDF)Today I am proud to announce the release of my latest essay, Short-Term Medical Insurance: Opportunities and Trade-Offs. As the title suggests, the paper focuses on the potential upsides and downsides of short-term health insurance products, also known as "STM." Like most health care reforms taken in isolation, the expansion of STM plans won't fix the entire health care system on its own, but along with expanding choice in insurance products for Missourians, STM reforms would also set the stage for a broader reconsideration of the mandates and burdens placed by the state on more fully-featured health insurance plans—burdens that raise the cost of those products.
(This is a report landing page linking to a full PDF report, not saved here — see full_report_pdf link above.)
View the original at Show-Me Institute →
As confirmed against the Show-Me Institute's website on August 15, 2026, the Institute's stated policy permits reprinting of its published articles and commentary provided the original author receives credit. Letting the Institute know about a reprint is appreciated but is not a condition of use.
This entry was archived under that permission as it stood on the date above. If the Institute's policy changes after that date, it does not apply retroactively to entries already reproduced here under the terms in effect at the time — this is a record of the grant as confirmed, not a live status check.
The original remains hosted at the Institute's own site — use the link below for the canonical version, current formatting, and any images.